Monthly Archives: January 2013

SMSF Basics – What is a Self-Managed Super Fund (SMSF)?

A Self-Managed Super fund (SMSF) works like any other super fund, which all have trustees, but the responsibility of managing it rests solely on you as the trustee. Like all superannuation funds, SMSFs invest contributions and provide a benefit to … Continue reading

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Masterclass SMSF – Borrowing in Self-Managed Super Funds – Riskier and More Complex?

Mike Taylor of Money Management on 22 January writes: “The Australian Prudential Regulation Authority (APRA) has signalled it regards lending to self-managed superannuation funds (SMSFs) by banks as potentially riskier than other forms of lending. The regulator pushed its way … Continue reading

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Insurance Premiums – Rates to Rise in Next Few Years for Industry Funds and Group Life

Along with other costs that are going up as they continually do, insurance premiums in the group life and disability areas (policies that cover large groups such as large super funds etc) are on the rise now. It is possible … Continue reading

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Masterclass – Member Risk Profile is Important

As part of the investment strategy the investment risk needs to be considered, but also risk relates to the members – what is THEIR risk profile (tolerance/general group they fall with)? All investments are a trade off of risk and … Continue reading

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