SMSF Investment Choices are Moving from Cash to Direct Property and Shares


SMSF investment choices are moving from cash to direct property and shares

SMSF investment choices are moving from cash to direct property and shares

SMSFs have a wider choice of assets to invest their super money in – one of the benefits of running your own self-managed super fund (SMSF), and the current trend shows investment choices are moving from cash to direct property and shares. Up to one quarter of monies in SMSF’s are parked in cash – research has shown one of the reasons is lack of investment knowledge of trustees of SMSFs.

“The latest data from the Australian Taxation Office (ATO) appears to have confirmed that SMSFs remain the fastest-growing segment of the superannuation sector. The ATO’s SMSF Quarterly Statistical Report for December 2012 showed there were 909,188 SMSF members as at June 2012 and that the number of funds had increased by 37,174 to 478,579, or nearly 3100 a month. The report revealed that total assets held in SMSFs as at the end of December last year was $474,414 million. Interestingly, the ATO data appeared to suggest that SMSF trustees were looking to find some growth in the resurgence of the local stock market, with listed share exposure increasing from 29% to 31.6% over the year.” Reported 12 February 2013 Mike Taylor, SMSF Weekly READ MORE

Elsewhere, it was reported that cash holdings had dropped nearly 8% –
“’Interest rate cuts in December 2012 drove Self Managed Super Funds (SMSF) trustees from cash holdings to fixed interest and direct property investments, Multiport SMSF Investment Patterns Survey found. Cash holdings fell 1.9% to 24.5% in the December quarter compared to the previous September quarter,’ according to AMP SMSF Administration head of technical services, Philip LaGreca. ‘With cash losing its appeal in the wake of two interest rate cuts for the quarter, SMSF trustees are looking for a new ‘safe’ home for their investments,’ La Greca said.” wrote Laura Millan, in Financial Standard on 12 February 2013, go to READ MORE

If you have your own SMSF, what are you doing with your asset allocation?
Have you moved from cash into property and shares? Leave a comment below.

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Self-Managed Superannuation Service Providers in Australia. SuperBenefit provides a wholistic SMSF assistance, education and administration service continuum - 1. “assistance” is help of whatsoever nature where our overall SMSF experience and knowledge enables us to provide assistance/help without any legal (or “license”) limitations. 2. “education” involves providing knowledge through teaching, coaching and mentoring about all matters SMSF, including (but not limited to) investment issues such as equities and property, 3. “administration” encompasses all admin aspects of legally required SMSF trustee and member record keeping including (but not limited to) audit and ATO matters. In keeping with our key point that SuperBenefit does not provide Financial Advice, where issues arise from 1, 2, and/or 3 above Indicate a need for a legally authorized provider (such as a Financial Adviser) and the client does not have their own service provider, the client can utilize SuperBenefit’s ‘Connect Assist’ … SuperBenefit, in itself, does not provide Financial Advice, but it does provide the wherewithal for great SMSF service. WE do not provide Financial Advice or any other service that requires a legally authorized provider. However, where such advice or service is required we have our ‘Connect Assist’, a SuperBenefit resource we use to connect clients to a Licensed Advisor or other legally authorised service provider. Call us 0407 361 596, no obligation FREE Connection call to see how we can help you!
This entry was posted in 2 Past Newsletter Topics, Retirement Planning, SMSF Investing, Superannuation General and tagged , , , , . Bookmark the permalink.

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