Monthly Archives: October 2014

Basics about Super – An Overview of Super in Australia

Super is a long term savings arrangement by the government in Australia to save for your retirement, to ensure Australians have enough income in retirement. The money comes mainly from employers, self-employed, and your own top up as employees and … Continue reading

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Masterclass SMSF – Transition to Retirement – What are the steps and advantages when you have self-managed super?

Transition to Retirement is a strategy for people to consider when they are 55 and over and meet a condition of release and here we look at the steps and advantages when you have a self-managed super fund (SMSF). For … Continue reading

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NEWS – 40% of Australians retire 5 years before financially ready

It seems there are factors OUTSIDE people’s control that could mean you become one of the 40% of Australians who retire before you are financially ready – 5 years too early! Nicholas O’Donoghue writes in Money Management – “Uncontrollable factors … Continue reading

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MASTERCLASS Investing – What is Debt to Equity and how is it used by investors in analysing healthy companies to invest in?

When looking for financially strong companies to invest in, one fundamental ratio, Debt to Equity (D/E) gives us a measure of a company’s financial leverage (borrowings) calculated by dividing its total liabilities by stockholders’ equity. It indicates what proportion of equity and debt the company … Continue reading

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