Masterclass SMSF – What can you invest in?

Masterclass SMSF – What can you invest in?

SMSF – What can you invest in?

For the SMSF Trustee, there are certain rules that must be followed to ensure the SMSF super fund stays compliant regarding what you can invest in.

Key Investment Rules

  • Ensure Fund-Ownership of assets is secure (preference in   trustee name (individual(s) or corporate name) – S52(2)(d)
  • Invest following the written Investment Strategy – Reg 4.09
  • Cannot lend money or financially help others or members – S65
  • Cannot buy assets from members or related members or entities (except shares and securities at market value, business real property) – S66 & S69-71E
  • Must be no charge over any assets in the fund (recourse) S67A-67B & Reg 13.12–13.13
  • Meet Sole Purpose Test – Decisions that will provide for retirement – S62.

Investment Choices

SFs can invest in various asset classes including:

  • Shares, Options, CFD’s ,Covered Call Options
  • Property – Residential and Commercial
  • Managed Funds
  • Term Deposits and Cash
  • Government Bonds
  • Exotic Assets (with a proviso***) such as:
  • Art and Collectables
  • Cars, Wine
  • Antiques, Jewellery

***The Main Issue is you cannot USE/Enjoy them YET – This would break the Sole Purpose Test and is a breach of the SIS Act – S62 & Reg 13.14.

Got questions? If you want experts who have years of helping others, without the hype – then call for a FREE strategy session today and also get your FREE Expert Guide – Self-Managed Super and YouTop right hand side above.

If you have any questions, why not give us a call – it’s FREE also!

No obligation. 0407 361 596, Paul.


About SuperBenefitnews

Self-Managed Superannuation Service Providers in Australia. SuperBenefit will SET UP your SMSF and provide investment education for a better result. We take care of all your administration, accounting, ATO lodgement and audit of SMSFs, working with you and your advisors. If you want advice we can arrange one of our recommended advisors and accountants to meet with you, as we do not give advice, but take instruction only. Take control of your super, including property shares and other assets. Learn how to be your own advisor - make better decisions - by being mentored and coached to invest your own super wisely and strategically by qualified partners. Book to come to an event to find out more, or - Call us 0407 361 596, no obligation FREE strategy call.
This entry was posted in Masterclass SMSF, Super Tax, Superannuation General and tagged , , . Bookmark the permalink.

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s