MASTERCLASS Investing – Investor Risk Profile – What is yours?

MASTERCLASS Investing – Investor Risk Profile – What is yours?

MASTERCLASS Investing – Investor Risk Profile – What is yours?

Everyone has different tolerances toward investing risk. How comfortable you are with the possibility of losing money, what are your timeframes to invest and how do you emotionally deal with volatile returns? Consider investments that balance your appetite for risk with their ability to reach your financial goals. This is a decision that is very specific to you and it is a very important one. Only you can determine your ‘sleep at night’ factor.

So consider the general investor risk profile – what is yours?

Conservative Aim is Capital Protection – you require stable growth with the least risk and/or high income, and look at your investments rarely or every few years, and need return in 12-24 months

Cautious  Capital Protection also, but fairly stable growth and moderate income and investment  period is looking at 3 years or more

Moderate Capital Growth and Income balance, can tolerate some fluctuations in investment value with some income, investing for 5 years or more

Moderately Aggressive  Higher Capital Growth – and lower income is the focus, and looking at being invested for 5-10 years

Aggressive  Highest Capital Growth return with little concern for income, fluctuations in short term accepted in pursuit of highest return, looking at 10 years and over

You may like to consider using one of many tools available (not a  recommendation, such suggestions) –

Risk Profiling

BT Investments


Colonial First State

To look at general principles of how you could invest across the various asset classes based on your profile, go to our post Masterclass – Member Risk Profile is Important

Got questions? If you want experts who have years of helping others, without the hype – then call for a FREE strategy session today and also get your FREE Expert Guide – Self-Managed Super and You top right hand side above.

See our next seminar/webinars above.

If you have any questions, why not give us a call – it’s FREE also!

No obligation. 0407 361 596, Paul.


About SuperBenefitnews

Self-Managed Superannuation Service Providers in Australia. SuperBenefit provides a wholistic SMSF assistance, education and administration service continuum - 1. “assistance” is help of whatsoever nature where our overall SMSF experience and knowledge enables us to provide assistance/help without any legal (or “license”) limitations. 2. “education” involves providing knowledge through teaching, coaching and mentoring about all matters SMSF, including (but not limited to) investment issues such as equities and property, 3. “administration” encompasses all admin aspects of legally required SMSF trustee and member record keeping including (but not limited to) audit and ATO matters. In keeping with our key point that SuperBenefit does not provide Financial Advice, where issues arise from 1, 2, and/or 3 above Indicate a need for a legally authorized provider (such as a Financial Adviser) and the client does not have their own service provider, the client can utilize SuperBenefit’s ‘Connect Assist’ … SuperBenefit, in itself, does not provide Financial Advice, but it does provide the wherewithal for great SMSF service. WE do not provide Financial Advice or any other service that requires a legally authorized provider. However, where such advice or service is required we have our ‘Connect Assist’, a SuperBenefit resource we use to connect clients to a Licensed Advisor or other legally authorised service provider. Call us 0407 361 596, no obligation FREE Connection call to see how we can help you!
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