Category Archives: SMSF Seminars

Super and Retirement is Low on People’s Priorities but People will Become More Engaged – It’s Going to Take Time

Superannuation fund members in countries such as Australia are going to become more engaged with their balance, according to the US expert Donn Hess, but it is going to take some time.  Mr Hess, who is head of strategy for … Continue reading

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SMSF Basics – Cons of Self-Managed Super

Having a Self-Managed Super Fund (SMSF) does not mean all is smooth and easy. Before you set one up, consider there are Cons of SMSF: Responsibility is on you as trustee – Penalties can be up to: 46.5% tax, and … Continue reading

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MASTER CLASS – Interest Cover as a company financial ratio measure – what it is, how to calculate why it matters Pt 2

What is it: INTEREST COVER The interest cover ratio, (also known as interest cover or times interest earned) is a measure of how well a company can meet its interest-payment obligations. Working example: The interest cover ratio formula is: Interest Cover = … Continue reading

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SMSF – Roadmap to Successful Share Investing

Distilling the core issues of share investing for SMSF trustees and other Investors Self-managed super funds (SMSF) need to have a strategy to make sound investments. There is no need to be scared of shares, as simple tools and formulas … Continue reading

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Whether to Borrow in an SMSF involves several considerations:

Need specialist assistance Require at least $150,000 for deposit and purchase costs ($400k property) Legal and financing costs to set up can be high $6-10,000 Bare Trust is a special trust WITHIN the SMSF, has not tax return or trading, … Continue reading

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Should I borrow to buy Property in my Self-Managed Super Fund?

SMSFs can buy a property – two ways Outright for the full value and purchase costs, legal etc Borrow to purchase, section 67(4A) SIS (SMSF can’t directly borrow, only acquire by instalment s) Need about 30% deposit + costs Special … Continue reading

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I want my business to be my super – can I do that?

Many Business owners are planning to sell their business – and they say their “business is to be my super” – but can they do that? This depends on several considerations – How much is it really worth – get … Continue reading

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