Tag Archives: Basic

Basics about Super – How does Salary Sacrifice work?

How does salary sacrifice work? Salary sacrifice super (ss) (one type of salary packaging) is an arrangement between you and your employer where you pay for some items or services straight from your pre-tax salary. You can salary package super, … Continue reading

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Basics about Super – How to succeed to invest INSIDE or OUTSIDE Super?

How can we know what will succeed, or give the better result? The question is – Do we invest invest inside or outside super? Moving investments from outside your super into a Self-Managed Super Fund (SMSF) could produce significant results … Continue reading

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Basics about Super – Will your money last? What could living longer mean for your Retirement?

Will your money last? As Australians are now on average living longer, superannuation needs to stretch even further to cover living expenses. Will your money last as long as you live? You have a 50/50 chance of living as long … Continue reading

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Basics about Super – Small Business Superannuation Clearing House (SBSCH) – How it can help Small Business

The Australian Tax Office (ATO) has a service called the Small Business Superannuation Clearing House, designed to help small business (with less than 19 employees) meet their super obligations as employers. Here is what the ATO site says – The … Continue reading

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Basics about Super – Employees can choose – Choice of Super Fund

Employers should be aware that employees who are eligible for super in many cases are also be eligible to choose the fund you pay into. But if they aren’t eligible to choose or don’t make a choice, you must pay … Continue reading

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Basics about Super – Basics 6-10 about the Australian Super System

Here are five more basics about the Australian Super system. (For the first 5 Basics 1-5 see last month HERE) 6. Investment Choices – While the big major super funds allow you to choose how you want your money invested by the super … Continue reading

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Basics about Super – Small Business Superannuation Clearing House – How does it help Small Business

The Australian Tax Office (ATO) has a service called the Small Business Superannuation Clearing House, designed to help small business (with less than 19 employees) meet their super obligations as employers. Here is what the ATO site says – The … Continue reading

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