Tag Archives: Berwick

MASTERCLASS Investment – Interest Coverage Ratio – How it helps to analyse a company for investing

The interest coverage ratio, (also known as interest cover or times interest earned) tells us how many times the profit/earnings  of a  company covers its total interest-payment expense bill. The formula is calculated by dividing EBIT (earnings before interest and … Continue reading

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Basics about Super – How to succeed to invest INSIDE or OUTSIDE Super?

How can we know what will succeed, or give the better result? The question is – Do we invest invest inside or outside super? Moving investments from outside your super into a Self-Managed Super Fund (SMSF) could produce significant results … Continue reading

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Masterclass SMSF – Trustee duties and issues, plus Special Situations about Changing Trustees

All self-managed super fund (SMSF) members must be trustees of the fund, but a trustee need not be a member, however there are some exceptions such as: Minors, being too ill or old, mental incapacity or travel overseas for an … Continue reading

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NEWS – ATO proposes to include SMSFs in Real-Time reporting

As SMSF trustees who run their Self-Managed Super Fund (SMSF) we need to keep up with new developments to stay up to date and be prepared and proactive. With the moves towards integrity and accuracy in the superannuation industry in … Continue reading

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MASTERCLASS Investment – What is PEG ratio in stocks – Price Earning Growth Ratio?

In our previous Masterclass we covered the PE ratio – Price to Earnings Ratio and how it works. A variation of PE is the growth of the PE – ie PEG. This takes into account the stock’s value (PE) while … Continue reading

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Centrelink – Travel Voucher Changes for WA and VIC

Have a pension with Centrelink? Then note, you won’t get travel vouchers sent with your Pensioner Concession Card anymore from January 2020 in states of WA and VIC. The Human Services website explains more – As a pensioner, you can … Continue reading

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SMSF Basics – What is SMSF (Self Managed Super Fund) and what types are there?

Self-Managed Super Funds (SMSF) are one type of super fund similar to the commercial public funds, in that they are trusts. Super funds can be in 3 forms – Independent large super funds such as retail, industry, bank and financial … Continue reading

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