Tag Archives: dandenong

NEWS – Maintain super fund choice and sole purpose

Certain characteristics currently embodied in the retirement savings framework, such as fund diversity (free choice of super fund) and the system’s sole purpose (savings for retirement) need to be maintained, according to a panel of senior executives. Speaking during a panel session … Continue reading

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MASTERCLASS Investment – What is Debt to Equity Ratio and how Investors can use it

When looking for financially strong companies to invest in, one fundamental ratio, Debt to Equity (D/E) gives us a measure of a company’s financial leverage (borrowings) calculated by dividing its total liabilities by stockholders’ equity. It indicates what proportion of equity and debt … Continue reading

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Centrelink – The MyGov account for centralized assistance

The Department of Human Services website explains – Your myGov account gives you: Secure access to a range of government services using one username and password; A single inbox for your messages from Centrelink, Medicare, Child Support and the Australian … Continue reading

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Masterclass SMSF – How super death benefit nominations work and how binding applies

When an SMSF member has died, your super (applies whether in commercial fund or SMSF), is NOT controlled by your WILL. It is controlled by a nomination and the surviving SMSF trustees must comply with the applicable super and tax … Continue reading

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MASTERCLASS Investment –Company Health Ratios – Profit Margins

In the Profit & Loss Statement or Income Statement, (one of the 3 Financial Reports Companies issue) there are four levels of profit or profit margins – Gross profit (after cost of sales deducted from sales/revenue), Operating profit (after expenses … Continue reading

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Basics about Super – Choice of Super Fund for your staff – Know what to do

Employers should be aware that employees who are eligible for super, in many cases are also eligible to choose the super fund you pay into for them. But if they aren’t eligible to choose or don’t make a choice, you … Continue reading

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Masterclass SMSF – Acquiring assets from related parties – a possible solution for property?

Property – when the SMSF hasn’t enough to borrow itself – acquiring assets from related parties may be possible using a non-geared related unit trust or company. From August 1999, the only other alternative for your SMSF to invest in … Continue reading

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