Tag Archives: Insurance

Insurance Premiums – Rates to Rise in Next Few Years for Industry Funds and Group Life

Along with other costs that are going up as they continually do, insurance premiums in the group life and disability areas (policies that cover large groups such as large super funds etc) are on the rise now. It is possible … Continue reading

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Life Insurance through Self-Managed Super

An advantage of Life Insurance (and Total & Permanent Disability – TPD Insurance) being paid by your super fund – commercial employer or Self-Managed Super Fund, is not only saving having to pay the premiums from your take-home pay, but … Continue reading

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Case Study – Business Man in Late 30’s with Young Family

Our client John is a business man in his late 30’s who had relatives with Self-Managed Super funds (SMSF) and saw how this gave them control to decide how and where their super money was invested. He wanted to understand … Continue reading

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ATO New Regulation – 2012 (No. 2) Consider Insurance Needs of Members

Recent Regulations by the ATO now require Trustees to consider whether they need to hold insurance for the Members of the fund, and to review this as part of their regular Investment Strategy Obligations. The Regulation can be found at: … Continue reading

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SIS Act wording is a possible concern for income protection cover

Self-managed superannuation fund (SMSF) trustees looking to take out income protection insurance inside their funds need to be mindful of the wording contained in the Superannuation Industry Supervision (SIS) Act if they are to avoid a counterproductive outcome, an insurance … Continue reading

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