Monthly Archives: May 2013

SMSF Basics – What are the Good and Bad points of having a Self-Managed Super Fund (SMSF)?

Self Managed super funds (SMSF) have good and bad points like everything in life, and you need to consider carefully whether it is suitable for you, such as can you manage finances, have you the time – so let’s look … Continue reading

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News – New Penalty Regime for Self-Managed Super SMSF

On SMSF Essentials (Money Management) David Court reported on the new penalty regime for self-managed super SMSF from 1 July 2013. At present, IF a self-managed super fund (SMSF) contravenes an applicable regulatory provision during a year of income then … Continue reading

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News – Budget Change to Proposed Contribution Cap on Over 50’s with Over $500,000 in Super

We mentioned the new proposal starting 1 July 12 for this tax year to halve the contribution cap for over 50’s with balances in super over $500,000, and what the potential administration nightmare it could cause. Good news is it … Continue reading

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CASE STUDY – Couple Had an SMSF but Wanted to Learn Share Investing and Spread Their Assets

They came to our introductory seminar Self Managed Super Fund Roadmap (click for latest) to ensure they were updated on the latest with Self-Managed Super Funds (SMSF). They currently owned an SMSF that had been set up from years ago. … Continue reading

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News – Is Retirement Getting Cheaper in Some Ways?

10 May 20I3 – Bela Moore, Money Management  Energy and health costs have increased but retirees who seek out a comfortable lifestyle are living cheaper due to a fall in the price of food and leisure goods, according to the … Continue reading

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MASTERCLASS Investment – Ratio Analysis – What is it, where is the data, how to use the ratios?

  In our Masterclass we explore ratio analysis of companies/stocks, including what it is, what data we need and how to use the ratios. What is Ratio Analysis? Ratio analysis involves comparing different numbers from the balance sheet, income statement and cash flow statement. … Continue reading

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Basics About Super – What is Superannuation in Australia?

Superannuation is a long-term savings program for retirement introduced by the Government to provide income to individuals in their retirement, because we have an ageing population which means more will be non-working than are working, and Government pensions will not … Continue reading

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