Category Archives: Basics about Super

Basics about Super – Raise the superannuation guarantee above 9.5% for adequate retirement nest egg – research finding

Posted on September 3, 2019 by

Do we need to raise the superannuation guarantee above 9.5% to provide an adequate nest egg? Will we have enough to retire comfortably, based on the current super saving system, where employers put aside 9.5% of your wages into a … Continue reading →

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Basics about Super – EOFY – End of Financial Year – Personal Checklist!!

Posted on June 18, 2019 by

Time is running out – as the End of Financial Year (EOFY) approaches, it’s time to use a checklist to have a review and ensure all is in order and all ACTIONs taken by 30 June deadline, as well as … Continue reading →

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Basics about Super – Paying Super for Small Business – Small Business Superannuation Clearing House (SBSCH)

Posted on March 30, 2019 by

The Australian Tax Office (ATO) has a service called the Small Business Superannuation Clearing House, designed to help small business (with less than 19 employees) meet their super obligations as employers. Here is what the ATO site says – The … Continue reading →

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How to succeed with Transition to Retirement TTR or TRIS – Basics about Super

Posted on March 1, 2019 by

A TTR (Transition to Retirement) is a method for topping up your income as you approach retirement. It helps you supplement your work income with a super pension, enabling you to work less or part-time. It is good to see … Continue reading →

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Basics about Super – How does Superannuation work in Australia?

Posted on January 31, 2019 by

The Australian Superannuation system is a long term savings arrangement by the Australian Government to save for your retirement, and help ensure Australians have enough income in retirement. Super money is predominantly paid in by employers, the self-employed for themselves, … Continue reading →

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Basics about Super – Choice of Super Fund for your staff – Know what to do

Posted on September 28, 2018 by

Employers should be aware that employees who are eligible for super, in many cases are also eligible to choose the super fund you pay into for them. But if they aren’t eligible to choose or don’t make a choice, you … Continue reading →

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Basics about Super – 5 more things to know about Superannuation in Australia

Posted on August 31, 2018 by

Here are five more basics about the Australian Super system. (For the first 5 Basics 1-5 see last month HERE) 6. Investment Choices – While the big major super funds allow you to choose the level of risk that you want … Continue reading →

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