Monthly Archives: September 2021

Basics about Super – How to know if Tax Benefits are more inside or outside super

I’m often asked – how to know if tax benefits are more inside or outside of super – whether to invest inside or outside super? Moving investments from outside your super into a Self-Managed Super Fund (SMSF) could produce significant … Continue reading

Posted in Basics about Super, Retirement Planning, Superannuation General | Tagged , , , , , | Leave a comment

Masterclass SMSF – Death of SMSF member and non-commutable pension

There is a rare situation where some pensions are unique, and we look at what happens with an SMSF member account  with a Non-Commutable Pension (which means you cannot take out lump sums or withdraw the full amount) who has … Continue reading

Posted in Masterclass SMSF | Tagged , , , , , | Leave a comment

NEWS – SMSF included in new law on super visibility in family law proceedings

With the recent measures enabling greater visibility of super assets, the Australian Taxation Office will now have increased processes and scope when managing details about the superannuation accounts of a party to a family law property proceeding.  Recently the Treasury … Continue reading

Posted in SMSF Info, News & Stats | Tagged , , , , , , | Leave a comment

MASTERCLASS Investment – Company Health Ratios Part 2 – Debt to Equity Ratio

When looking for financially strong companies to invest in, one fundamental ratio, Debt to Equity (D/E) Ratio gives us a measure of a company’s financial leverage (borrowings) calculated by dividing its total liabilities by stockholders’ equity. It indicates what proportion of equity and … Continue reading

Posted in Investing - Stock Fundamentals, Masterclass Investment, SMSF Investing, Uncategorized | Tagged , , , , , , | Leave a comment

Pensions – Missed minimum pension with combined Accumulation and pension accounts – Possible tax implications

It is important to meet the minimum pension requirement is more important for SMSFs with both a retirement-phase and accumulation-phase interest due to the resulting adverse tax implications members will suffer from non-compliance with this obligation, a technical manager has … Continue reading

Posted in Pensions / Income Streams, Retirement Planning | Tagged , , , , , , , , | Leave a comment