Category Archives: Superannuation General

Masterclass SMSF – What you can and can’t do when borrowing in SMSF (LRBA)

Bryan Ashenden at Money Mangement writes about the can’s and cant’s of borrowing in SMSF- One of the investment opportunities available to self-managed superannuation fund (SMSF) trustees is the ability to purchase an asset using borrowed funds. From the original Instalment … Continue reading

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CASE STUDY – Kate & Roger – Doing the best in the last 15 yrs and preparing for Retirement

Kate and Roger were hard workers – one in a management position in public service, the other in a good company. They wanted to retire in 15 years if possible and knew they needed to plan quickly for retirement to … Continue reading

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Basics about Super – How does Superannuation work in Australia?

The Australian Superannuation system is a long term savings arrangement by the Australian Government to save for your retirement, and help ensure Australians have enough income in retirement. Super money is predominantly paid in by employers, the self-employed for themselves, … Continue reading

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CASE STUDY – Paul & Paula – Supporting Elderly Mother and Preparing for Retirement

Paul and Paula had her elderly mother living with them so they could provide the best care they could. He also had his consultancy, and Paula worked part-time around her mother. They knew they needed to plan quickly for retirement … Continue reading

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SMSF Basics – How to set up SMSF – Self-Managed Super Fund

Setting up an SMSF is an important decision and has several considerations BEFORE you decide an SMSF is for you, or have had discussions with your financial or tax agent advisor and conclude an SMSF may be a suitable part … Continue reading

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Masterclass SMSF – How super death benefit nominations work and how binding applies

When an SMSF member has died, your super (applies whether in commercial fund or SMSF), is NOT controlled by your WILL. It is controlled by a nomination and the surviving SMSF trustees must comply with the applicable super and tax … Continue reading

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CASE STUDY – Brian and Stephanie working the business as well as preparing for retirement

Brian and Stephanie had lovely children in Primary school and a busy consulting business they had started from scratch, which was growing well. They loved property and had explored how super could be used to invest in property and wanted … Continue reading

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