Category Archives: Superannuation General

Basics Superannuation – Basics 1-5 to know about super in Australia

Superannuation Guarantee (SG) – All Employers must pay at least the value of 9.5% of your wages/salary (not FROM your pay, but another expense of the employer) to your member account in a super fund (including a self-managed super fund). … Continue reading

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Masterclass SMSF – How to buy property with super fund – the steps for SMSF Property purchasing

The legislation for Self-Managed Super Fund (SMSF) allows for borrowing to acquire properties when specific criteria are met. There are 2 main ways self managed super funds are buying property: Outright – If there is enough money to cover the … Continue reading

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Masterclass SMSF – How the downsizer contribution works from sale of your home near retirement

The 2017 federal budget brought in a new allowance for a new type of superannuation contribution for individuals looking to downsize their principal residence. Michael Hallinan at smsmagazine.com.au explains some of the rules around these new contributions. The downsizer contributions … Continue reading

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Basics about Super – EOFY – End of Financial Year – Last Days – Checklist!!

Time is running out – only days left to the End of Financial Year (EOFY), it’s time to have a review to ensure all is in order and all ACTIONs taken by 30 June deadline, as well as papers documenting … Continue reading

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Basics about Super – Will your money last? What could living longer mean for your Retirement?

Will your money last? As Australians are now on average living longer, superannuation needs to stretch even further to cover living expenses. Will your money last as long as you live? You have a 50/50 chance of living as long … Continue reading

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Masterclass SMSF – End of year checklist – Set up for the end of financial year (SMSF)

Now there are a few weeks to the End of Financial Year (EOFY) left, it’s time to have a review to ensure all is in order and all ACTIONS taken by 30 June deadline, as well as papers documenting all … Continue reading

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Basics about Super – How much do you need to retire?

It’s easy to find out – don’t put it off. Be informed and be prepared! How much do you really need? Recent research shows that the annual value of Age Pensions paid to those entitled to maximum benefits, amounts to … Continue reading

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