Category Archives: Uncategorized

How do you want to retire = planning & assessing how you WILL retire!

The answer is planning & assessing with 5 steps – Get the Cheatsheet and get it sorted –

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MASTERCLASS Investment – Company Health Ratios Part 2 – Debt to Equity Ratio

When looking for financially strong companies to invest in, one fundamental ratio, Debt to Equity (D/E) Ratio gives us a measure of a company’s financial leverage (borrowings) calculated by dividing its total liabilities by stockholders’ equity. It indicates what proportion of equity and … Continue reading

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MASTERCLASS Investment – Failure of traditional investment paths for retirees – expert says

Retirees need a more innovative approach to investing than that offered by traditional investment portfolios in order to navigate the current low interest rate environment, a retirement income expert has said. According to Allianz Retire+ chief executive Matt Rady, the … Continue reading

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Basics about Super – Super and Tax Australia

Super and tax in Australia has some benefits such as reduced tax or no tax. There are 2 main stages with super – Contribution / accumulation Withdrawal at pension age or death How much tax you pay on your super … Continue reading

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MASTERCLASS Investment – Property in Super

You may have heard about the ability to make your own investments using your super? Before you trust anybody with “ADVICE” do a few minutes research and understand what is involved, what risks and what REAL benefits you may or … Continue reading

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Masterclass SMSF – Super Rollover to SMSF – Tips to note

A rollover is when you transfer all or part of your super to another registered super fund. You can accept an SMSF Rollover from your commercial super funds (or other SMSF), but it is important to ensure the details are … Continue reading

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NEWS – Retirement reforms do not require major changes – Rice Warner

The current Retirement Income Review in Australia is looking at the system and what improvements may be required, but one actuary firm says the reforms do not require major changes. Darin Tyson-Chan at SMSmagazine reports – Submissions to the Retirement … Continue reading

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Masterclass SMSF – Collectables in Self-Managed Superannuation Funds

Investing in Collectables in Self-Managed Super Funds (SMSF) have certain Regulations around them that require you to be aware of new rules about storage and insurance to ensure you are keeping compliant. When new regulations began in July 2011 with … Continue reading

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MASTERCLASS Investment – ROC – Why Return on Capital Employed is Important

The formula (or ratio) for Return on Capital (ROC) is similar to Return on Equity (ROE) but ROC takes into account long-term debt. We wrote about this HERE. An investor looking for long term investments should consider quality, as well … Continue reading

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Centrelink – The MyGov account for centralized assistance

The Department of Human Services website explains – Your myGov account gives you: Secure access to a range of government services using one username and password; A single inbox for your messages from Centrelink, Medicare, Child Support and the Australian … Continue reading

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